THE TAYLOR TEAM is here for ALL of your real estate needs. For other questions not addressed here, please email: TaylorTeamRealEstateAssistance@GeorgiaHomeScene.comClick herefor MORE INFORMATION! At The Taylor Team, we believe in offering information you may need to make your real estate transaction go more smoothly. |
- LOW COST LOANS1. What about these ads for no-cost loans?
2. Is there such a thing as a no-cost or no-fee loan?
- TAX CONSIDERATIONS1. What is the Mortgage Credit Certificate program?
2. Are taxes on second homes deductible?
3. What home-buying costs are deductible?
4. How do you choose between buying and renting?
5. What is the home mortgage deduction?
6. Should I buy a vacation home?
7. Are there tax credits for first-time home buyers?
8. Are seller-paid points deductible?
9. How do I save on taxes?
10 Why buy a house?
11.What are the rules for mortgage credit certificates?
12.Are points deductible?
13.Where do I get information on IRS publications?
14.How do I reach the IRS?
15.How are fees and assessments figured in a homeowners association?
- GOVERNMENT & LOAN PROGRAMS (who to contact)1.Where do I get information on who regulates lenders?
2.Where do I get information on finding the best loan?
3. Where do I get information on correcting loan payments?
4.Where can I get a list of mortgage brokers?
5.Where do I get information on the secondary market?
6.Where do I get information on VA loans? - INTEREST RATESAnswers these questions:
1. Where are interest rates headed?
2. How do you lock in an interest rate?
3.How do you choose between fixed and adjustable rates?
4.What are rates for FHA and VA loans?
5. How do you get a low-interest rate loan?
6.How are the rates set for seller financing?
7.What are the most popular ARM indices?
8.Are interest rates negotiable?
9.How do adjustable-rate loans change?
10.Where can I get adjustable-rate loan info?
11.What is APR?
12.How do I monitor my ARM loan?
13.What is the value of a mortgage lock-in?
- WHAT YOU CAN AFFORD1. How do you find out the value of a troubled property?
2. Why buy a house?
3. What can I afford?
4. How much will I spend on maintenance expenses?
5. Where do I get information on housing market stats?
6. What is the standard debt-to-income ratio?
7. How long do bankruptcies and foreclosures stay on a credit report?
8. What is Fannie Mae's low-down program?
- Home Insurance1.What kind of home insurance should I get?
- PROPERTY TAXES1.How do property taxes work?
2. Are property taxes deductible?
3. Where can I learn more about appealing my property taxes?
4. How is a home's value determined?
5. Are taxes on second homes deductible?
6.What is an impound account?
7. Do all loans require impound accounts? . - New Homes & Vacation HomesFind answers to these questions:
1. Can you negotiate the price on new homes?
2. Should I buy a vacation home?
3. What do you think of a vacation home as an investment?
4. Do builders give financing?
5. Where can I get a list of home builders?
6. Should I hire a home inspector for a new home?
7. What are some new-home cautions?
8. What about new versus previously owned?
9. What are considerations to buying a new home?
10. What is the return on new versus previously owned homes? - Condos & Town HomesAnswers these questions:
1. How do you choose between condos and single-family homes?
2. Are condominiums risky to buy?
3. Do condos have to be made accessible to the disabled?
4. Can condos ban smoking?
5. Can a condo association ban nudity?
6. Are condos a good investment?
7. Where do I get information on condo association laws?
8. Where do I get information on condos?
9. Are one-bedroom condominiums a good investment?
10.How do I figure out the homeowners association?
- Escrow & Closing CostsAnswers these questions:
1. How can I save on closing costs?
2. Where do I get information about closing costs?
3. What are closing costs?
4. Who pays the closing costs?
5. Why do I need a title report?
- Finding the Right Home1. How do you choose between buying and renting?
2. What are the pros and cons of adding on or buying new?
3. What do all of those real estate acronyms in the ads mean?
4. Do we dig deep and buy a dream home or settle for a starter home?
5. How do I get the real scoop on homes I am looking at?
- Fixer Uppers1. Where are fixer-uppers found?
2. Are there programs for fixer-uppers?
3. What kind of return is there on remodeling jobs?
4. Are there gov't programs for rehab?
5. What are some resources for info on home improvements?
6. Are there any special tax breaks for historic rehab?
7. What are some guidelines to follow when trying to find a contractor?
8. Are fixers a good idea in bad areas?
- Home Warranties & Inspections1. How do I find a home inspector?
2. What's a home inspection?
3. Do I need a home inspection?
4. How do I find a home inspector? - Foreclosures1. Are foreclosures an option?
2. What are problems with buying foreclosures?
3. What types of foreclosure are there?
4. What happens at a trustee sale?
5. How do you get financing for a foreclosure?
6. How do you find government-repossessed homes?
7. Can I get a HUD home for as little as $100 down?
8. Where can you find foreclosures?
9. Where can you find foreclosed HUD homes?
10.Do you have to buy HUD homes through a realty agent?
11.What about buying a foreclosure 'as is'?
12.Where do I learn about HUD foreclosures? - Builders1.Where can I get a list of home builders?
2. Where do I get information on filing consumer complaints?
3.Where do I get information on co-ops?
4.Where do I get information on housing market stats?
5.Where do I get information on manufactured housing?
- MORTGAGE Q & A1.Where do I get information about housing discrimination?
2.Where do I get information on consumer credit laws?
3.Where do I get a copy of my credit report?
4.Where do I get information on who regulates lenders?
5. Where do I get information on finding the best loan?
6.Where do I get information on mortgages?
7. Where can I get a list of mortgage brokers?
- MAKING AN OFFERAnswers these questions...
1. Is a low offer a good idea?
2.What contingencies should be put in an offer?
3.Whose obligation is it to disclose pertinent information about a property?
4.How do you find out the value of a troubled property?
5. Are low-ball offers advisable?
6. What is the difference between list and sales prices?
7.Can you buy homes below market?
8.Who gets the furnishings when a home is sold?
9.What are some tips on negotiation?
10.What are the standard contingencies?
11.What is the difference between list price, sales price and appraised value?
Email:TheTaylorTeam@kw.com
